Finance, Credit, Investments - Economical Categories
Scientific works in the hypotheses of finances and credit, according to the specification in the research object, are characterized to become many-sided and many-leveled.
The meaning of wholeness of the economical contact formed in the particular process of creation, distribution and usage of finances, as cash sources is broadly spread. For example, in "the general theory of finances" you will discover two descriptions of finances:
1) "... Finances indicate economical relations, development with the funds involving money sources, inside the process regarding distribution and répartition of national statements according to the distribution plus usage". This definition is given relatively to be able to the conditions of Capitalism, when cash-commodity relations gain common character;
2) "Finances represent the formation of centralized ad decentralized money sources, economical relations relatively along with the distribution and usage, which serve for fulfillment with the state functions and even obligations and also provision of the conditions in the increased further production". This definition is brought without showing typically the environment of it is action. We reveal partly such description of finances and think expedient to make some specification.
First, finances overcome the bounds of distribution and redistribution service with the nationwide income, though it is a basic first step toward finances. Likewise, formation and usage of the downgrading fund which can be typically the part of financial domain, belongs not to the circulation and redistribution associated with the national earnings (of newly created value during a year), but to the particular distribution of already developed value.
This latest first shows up to be some sort of part of associated with main industrial funds, later it is relocated to the expense price of a ready product (that is usually to the value too) and after its recognition, in fact it is set the depression fund. Its source is taken into account beforehand as a depression kind in typically the consistence of the ready products price range.
Next, main goal regarding finances is significantly wider then "fulfillment from the state features and obligations in addition to provision of problems for that widened additional production". Finances are present on the state levels as well as on the particular manufactures and branches' level too, plus in such problems, when the many portion of the manufactures are not state.
V. M. Rodionova provides a different placement about this issue: "real formation associated with the money starts on the phase of distribution, if the value is recognized and concrete economical forms of typically the realized value happen to be separated from typically the consistence in the profit". V. M. Rodionova makes an feature of finances, while distributing relations, any time D. S. Moliakov underlines industrial foundation of finances.
Though both of them give quite confirm discussion of funds, as a program of formation, supply and use of typically the funds involving resources, that arrives regarding the following definition of the finances: "financial cash relations, which forms in the process of circulation and redistribution of the partial value of the national riches and total cultural product, is related with the subjects involving the economy plus formation and usage of the state cash incomes plus savings in the particular widened further generation, in the material stimulation of the workers for pleasure of the society sociable and also other requests".
In the manuals of the political economy we meet with the subsequent definitions regarding finances:
"Finances of the socialistic point out represent economical (cash) relations, by using which, in the way of planned supply of the profits and savings the funds of funds causes of the express and socialistic makes are formed with regard to guaranteeing the growth involving the production, growing the material and cultural level of the people and then for satisfying other standard society requests".
"The system of development and usage of necessary funds involving cash resources regarding guarantying socialistic widened further production represent exactly the finances associated with the socialistic culture. And the totality of economical relations arisen between express, manufactures and companies, branches, regions and separate citizen in line with the movement of dollars funds make financial relations".
As we've seen, definitions regarding finances made by simply financiers and political economists tend not to change greatly. Payday loan companies